Working After Retirement and Wealth Gifting Strategies - Your Money, Your Wealth® podcast 390 - Video

Today on Your Money, Your Wealth® podcast 390 with Joe Anderson, CFP® and Big Al Clopine, CPA: When you retire and when you actually stop working may be two different things. How can you get a raise when you’re working for a startup in retirement? Should you do Roth conversions before or after you quit working? Plus, find out what Joe and Big Al think about a 529 and series I bond gifting strategy, and using whole life insurance to transfer wealth to the kids. Show notes, free financial resources, the YMYW podcast survey, and Ask Joe & Big Al On Air: https://bizlink.to/ymyw-390

00:00 - Intro
01:17 - How to Get a Pay Raise at a Start-Up: Ideas for an Early Retiree Sucked Back Into Work? (Kevin, Raleigh, NC)
05:48 - Convert to Roth Now in Spite of High Tax Bracket, or Stop Working First? (Allen, New Braunfels, TX)
13:22 - Download the Ultimate Guide to Roth IRAs: https://purefinancial.com/white-papers/roth-ira-white-paper/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
Watch "Rock Your Retirement With Roth" on YMYW TV:
https://www.youtube.com/watch?v=JE8ZXiHhD9g
13:56 - Does This 529 Plan and Series I Bonds Gift Strategy Work? (Malcolm, Lewisburg, PA)
26:00 - Schedule a free assessment with any one of our experienced financial professionals: https://purefinancial.com/lp/free-assessment/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
26:52 - Should We Use Whole Life Insurance to Transfer Wealth to Our Kids? (Elizabeth, Oakland, CA)
33:38 - Five Stars from Joe's Pebble Beach caddie and fellow podcast host (ProJockLooper)
36:00 - The Derails

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Ask Joe & Big Al On Air: https://purefinancial.com/ymyw/ask-joe-and-al/
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IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.

#workinginretirement #workingafterretirement #wealthtransfer